Payment intent life cycle

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What you'll learn

The Payment Intent life cycle, and all changes on status.

The image shows the flow chart of our Payment intent status changes.

In the first section, your Customer(Consumer), they created & checked out order in your website, and then you called Create a Payment Intent (status: created) to get a secret (If you use the OwlPay component to implement our payment flow), then we will generate a checkout UI at the page location you provide, OwlPay will authorized amount after the Customer(Consumer) input their credit card and change the status to authorized.

1 day after the authorization is completed (T+1), the system will automatically initiate Capture by default.

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Do you want to change the capture timing?

If your business logic needs to be triggered by your service, please contact your Account Manager or send mail to us.

After Captured is triggered, it will take about 1-2 days for your funds to be settled, and when you implement webhook, we will notify you of the set webhook url during the time when payment can be settled, and the settlement event has occurred.

In the last step, OwlPay will settle the payment in each billing cycle (when you are ready to change production , our Account Manager will contact you to explain the fees, billing cycle and credit limit).